Insurance companies

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Insurance companies

Postby Paul on Sat Aug 02, 2008 9:41 pm

So its that time of the year and you need to start ringing up and getting quotes.

My advice is to ring everyone you can, write down all your quotes.
See who gave you the cheapest 3-4 quotes and call them back and play them off each other.

Then call back up the one who gave you the cheapest quote or the best offer, tell them you have your credit/debit card in your hand and want to buy now, however [insert second cheapest company name here] have offered you the policy for [say £50 cheaper or to a round number] and if they can beat it you will take the policy out now. Remind them you have your credit/debit card in your hand. And see what happens. (although you really should take the policy there and then if they do beat it as they might not be able to beat it again the next day)


For a list of insurance companies numbers worth a ring click here
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Re: Insurance companies

Postby Weedy on Sun Aug 03, 2008 6:37 am

I've always found H&R insurance worth a go first or second. They've always given me relatively cheap quotes so I use that quote to then barter to my advantage with another company!

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Re: Insurance companies

Postby themoog on Mon Aug 04, 2008 9:03 pm

http://www.thebikeinsurer.co.uk/

I use this site.

Cheapest quote from there for my cb250rs is £71 comp with a £200 excess with Direct Choice...and they search over 300 insurers for you and display Comp, TPF&T and TPO quotes so you can choose which level of cover you require.

I used to use the Insurance search on the Biketrader website...but it's sponsored and run by Bennetts so there's no competition...and they (Bennetts) wanted over £100 comp with a £400 excess...and they charge an admin fee of £25 for almost everything!
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Re: Insurance companies

Postby Knacker on Tue Aug 05, 2008 10:11 am

Personally found Ebike the best insurer fo far heard a couple of bad things about them but also heard loads of praise for them.
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Re: Insurance companies

Postby Tavares100 on Tue Aug 05, 2008 1:43 pm

Carole nash for me, everything i want for a decent price.

was previously with bennetts buts they couldn't match the price from cn (about £50 more) so i switched.
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Re: Insurance companies

Postby Canary Wundaboy on Thu Aug 07, 2008 2:15 pm

Been with bennetts before, now with H&R simply coz they're so cheap.
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Re: Insurance companies

Postby sm89walt on Sat Aug 09, 2008 1:01 pm

Tavares100 wrote:Carole nash for me, everything i want for a decent price.
Ditto. I tried them online and they were coming back with £1000+ for my ZXR400... They phoned the following day with a much more realistic price that, for reasons unbeknownst to myself, kept decreasing with subsequent phonecalls. I'm not complaining.
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Re: Insurance companies

Postby Kelly_131 on Mon Aug 25, 2008 9:13 am

I must say that previously when i owned my ped i was insured through the broker in Drayton (Drayton insurance services) however when i got my YBR125 their quote was ridiculas so i searched around abit and discovered H&R who i now insure my GS500 with. They are sooooo much cheaper than everywhere else i've tryed. Would highly recommend them.
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Re: Insurance companies

Postby philip on Mon Aug 25, 2008 11:55 pm

£105 with bennetts fully comp i was pleased with that :D
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Re: Insurance companies

Postby Weedy on Wed Sep 17, 2008 9:03 am

Just to say that I've been given fully comp insurance from MCE for £600 including leather & helmet cover, UK breakdown and recovery and legal cover!

Considering that I've only had my licence since May and it's a brand new bike, I think that's pretty good!
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Re: Insurance companies

Postby c-m on Wed Oct 01, 2008 10:54 pm

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Re: Insurance companies

Postby steveburrows on Sun Nov 02, 2008 4:34 pm

Been using Ebike for last 4 years, cheapest for me by miles.
I have a dual bike policy, 2002 R1 with Akrapovic race can (which i declare), and currently also a Diversion 600.
Only costs £128 a year F&T.
The bonus with Ebike is you can add or change bikes from the policy yourself, for free. Very handy for me as i have had 5 different 2nd bikes this year alone! Most companies charge an admin fee for an alteration, usually about £20. So Ebike has saved me about £100 just in admin fees.
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Re: Insurance companies

Postby oily85 on Tue Feb 17, 2009 9:18 pm

I've just reinsured my Daytona, I used the MCN insurance comparison which came up with KwikFit insurance as the cheapest. They turned out to be a good £400 cheaper than anyone else for me :D
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Re: Insurance companies

Postby oily85 on Fri Apr 16, 2010 1:56 pm

Got my renewal for my cb through from Swinton, about £125, just more than last year, so phoned them and told them I had a quote of about £65, and they came back with £64 :mrgreen:
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Re: Insurance companies

Postby steveburrows on Tue Apr 20, 2010 1:04 pm

Just used the MCN compare site, for the 1st time.
I was only offered 6 quotes, but one of them was from a company called Right Choice. They want £4124 to insure just the R1 fire & theft!!
Think I will stick with Ebike, who want £136 to insure the R1, a CBR600Sport & my scooter on a multi bike policy (fire & theft)
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